WebOct 11, 2024 · The mortgage works Lending criteria The main points from the mortgage works lending criteria are: Min term: 5 years – Max term: 35 years. Minimum Age for all mortgage applicants is 21 years of age First Time Landlord applications – maximum age 70 years of age The mortgage offer is valid for6 months from the date of offer Web75% Up to 6 mortgaged BTL properties Nationwide Group Lending up to £750000. 65% 7 or more mortgaged BTL properties. Nationwide Group Lending over £750000 ICR 145% 4.5% Up to 1O mortgaged BTL properties. Nationwide Group Lending up to £1000000, 5.5% for 11 or more mortgaged BTL properties.

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